Deposit insurance

Deposit insurance

The Bank is a member of the Deposit insurance system and was entered by the Deposit insurance Agency into the register of banks participating in the Deposit insurance system on 21.03.2005 for the number 794 about which the corresponding certificate was issued .

The acceptance of JSC AKB Alef-Bank into the system of mandatory deposit insurance indicates high assessment of the Bank's activities by the Central Bank and gives the Bank's customers, in accordance with the Federal law "on Deposit insurance in banks of the Russian Federation", a state guarantee for mandatory prompt compensation, which is paid in the amount of 100 percent of deposits placed with the Bank under a bank deposit agreement or a bank account agreement, but no more than 1,400,000 rubles. If the depositor has several deposits in the same Bank, and the total amount of obligations to the customer exceeds 1,400,000 rubles, compensation is paid for each of the deposits in proportion to their size. If the depositor placed funds in a foreign currency, the amount of compensation is calculated in rubles at the Bank of Russia exchange rate, which was established on the day of the insured event.

In accordance with the Federal law, depositors are:

  • individuals – citizens of the Russian Federation, foreign citizen, or stateless person;
  • individuals – individual entrepreneurs (IE);
  • legal entities classified as small businesses under the Russian Federation legislation and whose details are contained in the unified register of small and medium-sized enterprises (SME) maintained by the Federal tax service of Russia.

All deposits in Alef-Bank are insured in accordance with the procedure, amounts and terms established by the "Federal law of December 23, 2003 No. 177-FZ On deposit insurance in banks of the Russian Federation".

In order to receive compensation for deposits in respect of which the insured event occurred, the depositor have to apply to the Deposit insurance Agency.

Questions and answers

Deposit insurance Agency

Postal address:    

4 Vysotskogo str., Moscow, 109240

Telephone: (495) 725-3141; 8-800-200-08-05 (toll-free in Russia)
Fax: (495) 745-2868
The Internet: